Budgeting is not easy and sometimes it can be stressful but if you work hard and set your goals it will be so much easier. Having goals will motivate you to keep up with your budget, have a purpose and a huge reason as for why you want to be debt free. In my shop you will find tools that will help you have a great budgeting time. I have hand made cash envelopes laminated and ready for your wallet. As a little business I am working hard to bring you beautiful designs for your cash envelopes.